After much searching and thread reading using combos of different suggestions helped and with new PC downloads now flying!
Ended up uninstalling, creating new account and re-installing but making sure to have files sent to "my name, My Music" instead of default file.
I believe Windows 7 default file would not let download complete to 100% by not allowing it to change file name????
Its a guess but it is working now.
P.S. open Nap protocol is only way to go (screw the clutter)
Love Winmx.! Old schooler and been using site for over 12 years and would love to see it continue.